Microsoft wins key patent decision against Motorola Android in US
Google made its bid for Motorola Mobility, which was spun off as an independent unit in January this year, after failing to acquire a raft of patents from the bankruptcy of Nortel in June. It began negotiations to purchase Motorola Mobility within days …
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Mmmmm, that doesn’t make sence. I work for Bank of America, and the normal customer is required to put down 20% to not pay PMI. You don’t need to pay PMI, unless you have less than 20% equity in your home. Please talk to me if you have any other questions
I am a mortgage underwriter and PMI is for conentional loans only. FHA loans have MIP. This is not new. No, mortgage insurance is not required on a conventional loan when 20% is down. If less than 20% PMI is required. The 3% loan he speaks of is now 3.5% now in todays market is an FHA loan. Most folks that do not speak on that type of loan is not approved to do FHA loans. Not too many companies do 2nd liens any more. The lender is the best loan to do because the fees are less.
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That is a great video, you break it down very well.
very professional response b of a.
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The best thing you can do is arm yourself with knowledge, even better if it’s free. a little time and a few clicks now could save you years and thousands of dollars later.
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Hey Bank of America! You didn’t do squat for me and my husband. You promised the world but delivered nothing. So why don’t you get off this website and go do somethingproductive??? Like….get an education!
hoyl hell this guy is a good sales man, but being in the mortgage industry my sell i see right through alot of his bulshit. GETTING YOUR LOAN THROUGH A BROKER MEANS UR GOING TO PAY MORE IN FEES, BECAUSE THAT LOANS GOING TO JUST END UP AT ONE OF THE BIGGER BANKS IN THE LONG RUN ANWAYS…..
What is the Key disfavors by Having Your Mortgage
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Ampedee, I’m a mortgage broker and banker. I used to work for one of the largest banks in the country and to be honest our fees and costs were so much higher than brokers. Large banks spend money on advertising and pay salaries.
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If you are in California, you might want to call my friend. He is a an amazing loan agent, and he is affiliated with one of the largest originators of mortgages on the West Coast. Try his website at MortgageHelpLosAngeles.
Determining whether to get a fixed rate or variable rate mortgage is one of the more important decisions in a homeowner’s life.
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Great video, some useful advise , much appreciated , for all interested here is a link to free ebooks on loans :
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Many people wonder while considering mortgage loan refinancing, whether they should refinance their mortgage loan or not. Multiple reasons are considered to refinance a home and are important to make sure that there is a benefit to the new home loan.
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Hey John – You hit it out of the park with this one. Concentrating on long term financial goals and finding the best deal is often different than simply looking for a low rate.
Debt consolidation loan is capable enough to solve issues of credit card bills they are on longer paid, because debt consolidation is principally transferring all accounts to credit cards with low interest rates. Visit:
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The deals are really out there now, and if you have good credit you can get a mortgage in the 3.5-4,5% range. If we have inflation down the line like many predict, now might be the best time ever to buy a home.
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This is really great. Providing guidelines for people.