Question by FLOSS: What’s better Bankruptcy OR Consumer Credit Counseling ( Greenpath)…?? Anyone got any ideas..??
Best answer:
Answer by redwine
Avoid bankruptcy if you can. it will make your life very difficult for a long time.
Know better? Leave your own answer in the comments!
Question by Eclipseoftheheart: What are some alternative to commercial/corporate or business bankruptcy?
I would like to know the many alternatives a business can pursue instead of filing for bankruptcy. The more alternatives the better. They must be legal though.
Best answer:
Answer by Girl360
Have someone buy the biz. There are consultants out there that do nothing but specifically help companies stay out of bkcy. You have to seek them out, though.
Know better? Leave your own answer in the comments!
New York, NY (PRWEB) May 14, 2012
Practically every working adult has felt the effect of the “Great Recession,” as it is now being called, and The Tickets Guide has saved the day for many Americans out of work.
It all started in late 2007/early 2008 and 4 years later, the United States still hasn’t completely shaken off the brutal effects of the economic downturn. We’ve all heard the stories–wages have been cut, jobs have been slashed, companies have bitten the dust, and people have lost their homes. These are all characteristic symptoms of a recession taking hold, but despite the passage of time, things haven’t quite been the same.
Some have sat back and taken the brutal hits, one by one. “Work longer hours” seems to be the common elixir against bankruptcy–that is, for those who can get the extra hours. This strategy has worked well for some but the inevitable effect is a kind of fatigue that may have been worse than the financial hardship to begin with. This has left many searching for alternative options, and some have taken their talents to the world wide web to try and make ends meet.
For many–primarily men in their 20s and 30s–ticket brokering has been the best of all possible worlds. First, it can be done from the comfort of your own home as well as from the office (if you can avoid getting caught). With the right organizational skills, any place with a computer and internet access is suitable to run a ticket brokering business. Two, it requires very little start up capital compared to other business ventures–perhaps only a few thousand dollars to start with. And three, it is relatively easy to learn–conceptually, at least. Buy low, sell high. That’s pretty much the basics of ticket brokering in a nutshell–no special training or mathematical formulas to live by.
For years, The Tickets Guide has led the way in teaching people how to become a ticket broker. The website, created by ticket broker Brandon Baker, is stocked with blog posts that explain crucial aspects of the ticket brokering process–from what tickets to buy, where to sell them, how to deliver them, and little known facts about the industry. For those who are motivated to dive into this industry head on, The Tickets Guide offers a step-by-step comprehensive eBook (Ticket Broker Blueprint) that takes the beginning ticket broker and teaches him exactly what steps to take in order to buy and sell tickets for a full-time income.
When interviewed, Baker delivered a statement: “Despite what you’ve heard,” Baker says, “ticket brokering truly isn’t a difficult thing to master. The problem is that 90% of beginning ticket brokers quit halfway through because they are eager to get their hands on anything and everything, expecting it to turn a profit. The truth is that only a tiny, tiny percentage of all available tickets will turn a profit. Our book shows you how to distinguish that tiny percentage from the rest. And once you’ve learned how to find the tickets that will turn a profit, a lot of my clients find themselves addicted to discovering high-profit tickets.”
Ticket Broker Blueprint itself is 80 pages long and contains over 100+ images to make the process even easier. Some topics include:
which events to buy tickets for
what cities and venues sell the best
where to find presale passwords
how to properly ship your tickets
the biggest rookie ticket broker mistakes
Brandon does warn, though, that ticket brokering isn’t for everyone: “Temper your expectations. Many people hit by the financial crisis might be in a desperate and compromised position, needing funds quickly. Ticket brokering is not something you should do in a rush, as that will only end up losing you money in the long run. Ticket brokering takes several months to turn a profit, which may be too long for many people. Ultimately, though, a few months is nothing compared to starting a standard brick-and-mortar business, so the industry is attractive for that reason.”
All in all, Ticket Broker Blueprint has been received extremely well and continues to be the go-to source for the beginning ticket broker. And hopefully, by the time the economy stabilizes, many will have found themselves profiting more from buying and selling tickets online than they did at their old 9-5 jobs!
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Chapter 7 vs. Chapter 13 Bankruptcy Arizona – Law
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The process of filing for bankruptcy can be very complex and difficult. However, once you start to understand how bankruptcy works and the different types then some of the stress of initiating the process will be eliminated. It is really important to take a few minutes and learn about bankruptcy to make sure that it is right for you. The best and most reliable source of information is an Arizona bankruptcy attorney.What is Chapter 7 and How Does it Work:
Chapter 7 bankruptcy provides a means for a fresh start for those who are in dire financial straits. Most of the consumer filings today are for Chapter 7 bankruptcy. It is often times referred to as liquidation because the debtors take all of their assets that are not exempt and sell them to distribute money to the creditors. While this may seem a bit troubling, the key is that they are only required to sell non-exempt items, so often times they can go through chapter 7 without having to lose any of their assets.
It is important to find out what types of debts are discharged by Chapter 7 to see if it will even benefit you. For the most part Chapter 7 can discharge medical bills, credit card debt, unsecured debts, and civil judgments. There are many things to consider when it comes to deciding whether or not bankruptcy is right for you, and the decision should not be made without first consulting an Arizona bankruptcy attorney.
What is Chapter 13 Bankruptcy and How is it Different:
The main difference between Chapter 7and 13 is that with Chapter 13 bankruptcy the debtor actually repays some or all of the debt. A payment plan will be outlined by the court and it usually takes place over 3-5 years. The court will monitor the debtor and creditor over this period of time to ensure that things are going smoothly. Once you decide that Chapter 13 is right for you, you will need to set a responsible budget that you can live with.
Chapter 13 can also help you to avoid home foreclosure by putting an automatic stay on things like your home or car. In order for you to be able to qualify for Chapter 13 bankruptcy you have to have an income substantial enough to cover both the payment plan and your regular monthly expenses. Chapter 13 can help those with excessive back taxes, child support, and even eliminate penalties associated with late payments and such. Ultimately Chapter 13 can help to restructure debt by creating a payment plan that is manageable for the debtor.
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Article by Shawn Manaher
Consumer bankruptcy attorneys article – Finance – Bankruptcy
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Having the best consumer bankruptcy attorneys on your side will allow you to get rid of the debt that you have been going through stress with. When you are unable to pay off any debts that you have, interest will be tacked on and this can cause the balance to grow significantly in a short period of time. If you do not have the money to pay off these debts, you will need to consider filing for bankruptcy in order to get out from under this debt. Once you declare, you would then be able to start taking the steps needed to improve your credit. If you plan on purchasing a home or car in the future, you will need to have a great credit rating in order to save money. As such, you would benefit from having these legal services on your side, this can provide you with the answer you have been looking for.
There comes a time when you will need a car loan after bankruptcy, you should look for a loan that offers you very low interest rates. Obtaining a loan can be very difficult when your credit has taken a hit as a result of your past financial problems. However, this company will offer you loans that are affordable and reliable, you will have the money that you need. Also, having the money when you need it is important, there is almost no waiting with this loan. Spending the money from a loan is usually controlled by a bank, they have the ability to determine what you pay for. However, when you secure this loan, you will be able to use it to make payments on anything that you like. The right consumer bankruptcy attorneys can make all of the difference in the world for your care. When you secure these legal services on your side, you will be able to get through the process of filing much easier. Additionally, you will be able to escape debt while keeping all of your property safe. All of these advantages are available to you with the right legal services.
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The author has spent a lot of time learning about consumer bankruptcy attorneys and other related topics. Read more about car loan after bankruptcy at their website.
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Question by Lovemykids: Best bankruptcy lawyer in Las Vegas?
I am looking for the best bankruptcy lawyer in las vegas that won’t cost me and arm and a leg since I obviously don’t have the money. And possibly someone who takes payments, although I think most of them do. Any suggestions?
I’m just looking for opinions on a good lawyer, no smart comments or rudeness please. And I do know for a fact they take payments. I have known people who filed and paid over the course of the process. Just some helpful idea’s please. Thanks!
Best answer:
Answer by laughter_every_day
Looking for “the best” and someone who is cheap are incompatible. You cannot have both. Most bankruptcies are simple and one does not need any special skills, so unless you have all sorts of business entanglements, go for the cheap. Contrary to your belief, most bankruptcies lawyers do not work on credit. They would be fools to do so because bankruptcy would discharge your debt to the lawyer.
Give your answer to this question below!
Maitland, FL (PRWEB) May 16, 2012
Within the pages of Charles M. Wynns new book, Bankruptcy And The Bride ($ 8.99, paperback, 978-1-61996-741-0; $ 4.49, e-book, 978-1-61996-742-7) readers will gain an understanding of the spiritual aspect of financial struggles in the natural. The book outlines the spiritual conflict individuals go through during times of financial distress and reveals Gods viewpoint regarding debt forgiveness. The author stresses that financial bondage is like a deadly cycle, if it is not understood spiritually, then the behavior will continue the pattern.
More Bankruptcies have been filed during this recession than during the Great Depression, states the author. Christians are affected as well as non-Christians. For the Christian, there is great emotional and spiritual conflict and many do not have an understanding spiritually regarding what is taking place in their lives.
Charles M. Wynn is a Christian and an attorney. He has practiced law since 1977. He possesses an all Christian staff in his law office and each appointment has the potential of being a Divine appointment. Wynn expresses We lead an average of one person a week to Christ through the office as well as having the privilege of praying for needs varying from financial to physical. The author has had many instances where his clients come in to the office not anticipating a Christian lawyer and he has been able to provide comfort and offer advice from a Biblical stand point.
Xulon Press, a division of Salem Communications, is the worlds largest Christian self-publisher, with more than 8,000 titles published to date. Retailers may order Bankruptcy And The Bride through Ingram Book Company and/or Spring Arbor Book Distributors. The book is available online through xulonpress.com/bookstore, amazon.com, and barnesandnoble.com.
Evanston, IL (PRWEB) May 15, 2012
ConsumerBase LLC, a multi-channel mailing list provider located in Evanston, IL, is enhancing mailing lists for the financial B2B and B2C markets in its growing database. The comprehensive financial industry files are comprised of demographic data for companies, executives, entrepreneurs, consumers, and more.
Financial companies provide businesses and consumers with money management products and services such as banking, loans, currency exchange, hedge fund management, insurance, and accounting. Direct marketers targeting financial services businesses aim to provide office management, technology solutions and other essential products and services for this economic industry. Campaigns targeting consumer audiences promote financial services appropriate to their specific potential needs based on demographic, geographic, behavioral and other available data.
Direct marketers targeting the financial services industry need look no further than ConsumerBases extensive database, says Larry Organ, CEO of ConsumerBase. Our high quality data and services provide clients with a valuable resource for running a successful marketing campaign.
Financial mailing lists in the ConsumerBase database include:
Investments: Financial Planners – 1,009,526
Financial Bankruptcy Filers – 5,931,010
Financial Professionals at Home – 899,486
Financial Newsletter Subscribers – 7,039,945
ConsumerBase lists contain current and accurate email, telephone and postal address data. Frequent new list additions to all categories and monthly updates on existing lists ensure that the resulting high data quality gives direct marketers the advantage in a competitive marketplace.
About ConsumerBase
ConsumerBase provides multi-channel direct marketing services with a specialty in postal, email, and telephone solutions. Encompassing the entire lifecycle of customer information, ConsumerBase services focus on acquiring and retaining customers, validating, cleaning, and enhancing customer data, and improving the overall performance of marketing communications.
ConsumerBase is an Evanston-based multi-channel mailing list company. The company was founded in 2001 and is based in Evanston, Illinois. ConsumerBase operates as a subsidiary of Organ Worldwide LLC.
Contact:
Kathryn Fallucco, Media Editor
ConsumerBase LLC
http://www.ConsumerBase.com
Question by Sole: Is there an organization of some sort that files bankruptcy for you for free?
I’ve heard there’s a free organization that helps people file for bankruptcy for free and helps them through all the paperwork. does anyone know what this is?
Best answer:
Answer by pagodaboy2001
Never heard of it being free, so it might be a scam.
You might not need to file bankruptcy. Email me or listen to Dave Ramsey. It is free, all it requires is a little time and some reasoning.
http://www.daveramsey.com
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